Referral Programme Terms

Referral Programme Terms

Version: v1.2.0 Effective Date: August 14, 2026 Last Updated: August 14, 2026

These Referral Programme Terms ("Referral Terms") are a legally binding agreement between Promised Land Labs Private Limited (CIN: U94910AP2026PTC126073), a private limited company incorporated under the Companies Act, 2013 of India, with its registered office at 6/1019, GUNTAKAL, Guntakal, Guntakal, Ananthapur- 515801, Andhra Pradesh, India, trading under the brand name "Nlarj" ("Nlarj," "Company," "we," "us," or "our"), and the person or organisation taking part in the referral programme ("Referrer," "you," or "your").

BY REQUESTING OR USING A NLARJ REFERRAL CODE, YOU AGREE TO BE BOUND BY THESE REFERRAL TERMS.

1. What this programme is

If you introduce a church to Nlarj and that church becomes a paying subscriber, we pay you a thank-you amount in Indian rupees.

That is the whole idea. There is nothing else to it — no targets, no levels, no joining fee, and nothing for you to buy. If anyone asks you to pay to join this programme, they are not acting for us.

You are welcome in this programme whether you are a member of a church that already uses Nlarj, a pastor, a marriage broker, a Christian organisation, or an individual who simply knows churches that would benefit. We are equally free to decide that a particular person or organisation is not a good fit for it (Section 2).

2. Who can take part

You may take part if you are:

• an individual aged eighteen (18) or over, resident in India, with a bank account in your own name; or
• an organisation registered in India, taking part through a person authorised to bind it.

We may refuse to issue a referral code, and we may withdraw a code we have already issued, at our discretion. We will normally tell you why, but we are not required to. Reasons we would act on include: we cannot verify who you are, the churches you send us are not real, you have broken these Referral Terms before, or your conduct puts churches or Nlarj at risk.

Withdrawing your code does not, by itself, cancel amounts that had already qualified before we withdrew it. Section 12 explains what happens to those.

Your code is personal to you. You may not sell it, rent it, share it as though it belonged to someone else, or let another person collect payments through it.

3. How a referral is recorded

There are no links and no tracking of any kind. A referral is recorded in one way only:

When a church signs up for a Church Admin account, it is asked whether someone referred it. If the church says yes, it types your referral code.

That is the only way. If the church does not enter your code during registration, the referral cannot be added afterwards, and no amount becomes payable for that church. Please make sure the church has your code in hand before it starts signing up.

A church may enter one code, once, at registration. Codes are matched ignoring spaces, punctuation and capitals, so ruth-479, Ruth 479 and RUTH479 are the same code.

A code we issue never contains the characters 0, 1, 2, 5, 8, B, I, L, O, S or Z. They are left out because each of them is easily mistaken for another character when a code is read aloud, photocopied, or typed from a photograph. Because none of them can be part of a real code, matching ignores them wherever they appear.

If a church types a code we do not recognise, its registration still goes through — we will never block a church from signing up because of a referral code. We keep what was typed and look at it by hand. If it was clearly meant to be your code, we will attach it to you. If we cannot tell, we will not guess.

4. When a referral qualifies for payment

There are two amounts, and each one qualifies on its own.

(a) The joining amount. This qualifies when the church you referred has been an approved, active church on Nlarj for one continuous settlement window, counted from the day its registration was approved.

(b) The subscription amount. This qualifies when the church you referred has paid for a Nlarj subscription and one settlement window has passed since that payment cleared, without the payment being refunded, reversed, charged back, or the subscription being cancelled inside that window.

The settlement window is a single length of time, and it is the same length in both cases. Its current length is published — it is in Schedule A below, and on the Refer & Earn screen in the app. It exists for a plain reason: a payment is not really a payment until the window in which it can be sent back has closed. Paying you before that would mean asking you to give money back, which is worse for you than waiting.

The settlement window is also how long the church has to stay. The subscription amount is not for a church that paid once. It is for a church that paid and then kept paying — that stayed subscribed for the whole settlement window, without asking for its money back and without cancelling. That is the condition, and Schedule A is where you read how long it is.

If the church leaves inside that window — it cancels, or its payment is refunded, reversed or charged back — the subscription amount never qualifies, and nothing is owed to you for it. If we had already paid you, Section 8 says how it comes back and gives you fifteen days to return it.

If the church stays past the window, it has stayed long enough. A church that pays, sees the window out, and leaves some months later is a referral that worked, and we do not come back to you for that money (Section 8).

Which settlement window applies to a particular referral of yours is settled by Section 5, and once it is settled it does not move.

A referral that never reaches a paid subscription earns the joining amount only. A church can only be referred once — if the same church signs up again later, that is the same church, not a second referral.

Free trials, demonstrations, pilot use and unpaid accounts are not subscriptions and do not qualify anything under (b).

5. What you are paid, and how the programme schedule works

The working numbers of this programme — the two amounts, the settlement window, the minimum payout and the rest — are published rather than written into this agreement. They are set out in Schedule A below, shown in the app on the Refer & Earn screen, and published at https://nlarj.app/legal/referral-schedule. Each published schedule carries a version and the date it came into force. If the app and this document ever disagree, the schedule published in the app is the current one and this document's Schedule A is out of date.

We do this so that we can retune the offer — usually upwards — without waiting on an app release, a store review and a re-issued contract. The price of that is that we could also retune it downwards, so two rules limit us, and we will hold ourselves to them.

Rule 1 — nothing already settled ever moves

• The rate that applies to an amount is the rate in force on the day that amount qualifies under Section 4. Once an amount has qualified, it is fixed. If we later raise or lower the rate, amounts that had already qualified do not move — not up, and not down.
• The settlement window that applies is the window in force on the day that window starts — the day the church's registration was approved, for the joining amount, and the day its subscription payment cleared, for the subscription amount. A later change to the window never lengthens or shortens a window that has already started. (The window is fixed when it starts rather than when the amount qualifies, because the window is the thing that decides when qualification happens.)
• Every other value in Schedule A is fixed at the point stated for it in Schedule A, and a later schedule never reaches back past that point.

Rule 2 — changes against you are given notice

A change to Schedule A that is to your disadvantage — a lower amount, a longer settlement window, a higher minimum payout, a shorter lapse period, a longer self-referral lookback, or a less frequent payment run — takes effect no earlier than twenty-one (21) days after we publish it on the Refer & Earn screen and at the address above. A change that is only in your favour may take effect at once.

Notice does not override Rule 1. A change, once it takes effect, reaches new referrals and new qualifications only.

Each of the two amounts is fixed on its own qualification day, because they qualify at different times. All amounts are stated and paid in Indian rupees.

Schedule A — Programme schedule

Schedule version: S2 — in force from 14 August 2026.

This is the published schedule as at the effective date of these Referral Terms. These values can change with notice under Section 5. They are reproduced here so you can read them in the same place as the rules that use them; if this copy and the app ever differ, Section 5 says which one is current.

What changed in S2. The settlement window was lengthened from thirty (30) days to sixty (60) days. That is the only value that moved. It is what Section 4 means by a church having to stay: a subscription amount is earned when the church has paid and kept its subscription for two months, not when it has paid once.

Lengthening the window is a change to your disadvantage, and Section 5 Rule 2 would normally give it twenty-one (21) days' notice before it took effect. S2 took effect at once because there was nobody it could disadvantage — when it was published, no church had yet registered on Nlarj through this programme, no referral had been recorded, and no amount had qualified or been promised to anyone. There was no referrer to give notice to and nothing in flight for the change to reach. Every later change to this schedule gets its notice in the ordinary way.

Numbers that are not in this schedule are terms of this agreement and change only by issuing a new version of these Referral Terms. Those are: the fifteen (15) days you have to return a recovered amount (Section 8); the requirement that we ask you at least twice before an amount can lapse (Section 7); the twenty-one (21) day notice period in Section 5 itself; and the minimum age of eighteen (18) (Section 2). Periods set by law — including the grievance timelines in Section 16 and anything under the Income-tax Act — are set by the statute and not by us or by this schedule.

6. Referrals we will not pay for

Self-referral is not allowed. You may not refer a church that you:

• administer — you hold, or held at any time within the self-referral lookback period in Schedule A counted back from the day the church registered, a Church Admin or equivalent leadership account for that church on Nlarj; or
• are a member of — you are on that church's membership roll, or hold a member account under that church on Nlarj; or
• are employed by — you are that church's employee, office-bearer, trustee, pastor, or paid staff, whether full-time, part-time or honorary.

You also may not type your own code into a church's registration yourself, or have someone type it at your direction, unless that church genuinely chose you as its referrer.

Beyond self-referral, we will not pay for:

• a church that is not real, or a duplicate account for a church already on Nlarj;
• a registration made without the church's knowledge, or by someone who was not authorised to sign the church up;
• a referral where the code was entered by pressuring, misleading or paying the church to enter it;
• any referral obtained by breaking Section 9 (how you may talk about Nlarj).

If you are not sure whether a church counts as self-referral, write to referrals@promisedlandlabs.com before the church signs up. We would much rather answer the question in advance than take money back afterwards.

7. How and when you are paid

Payment is made offline, by us, by hand. There is no wallet in the app and no automatic transfer. Every payment we make to you is recorded in the app so you can check it against what you received.

You have to ask us. Nothing pays out on its own. An amount that has qualified under Section 4 sits in your ledger until you claim it. You claim it by raising a Help & Support request in the app and choosing the Referrals category. The quickest way there is the Need Help? link at the bottom of the Refer & Earn screen, which opens the same form with the category already chosen. Tell us your referral code and which church or churches you are claiming for.

We would rather say this plainly than let you do the work and wait for something that was never going to arrive by itself: if you never raise that request, an amount can sit qualified and unpaid, and if we never get your PAN and bank details from you it can eventually lapse under PAN and KYC below. Please claim what you have earned.

If you cannot get to the app, write to referrals@promisedlandlabs.com from the email address on your account and tell us the same things. That works just as well.

What happens after you claim. A person reads your request. We check by hand that the churches are yours, that the settlement window has closed on them, and that Section 6 does not exclude them. For a subscription amount, that check includes the condition in Section 4: the person reviewing your claim looks at whether the church actually paid and stayed subscribed for the whole settlement window, and not merely whether the time has passed. This is a human check, done when you claim, against our own payment records. We will ask you for your PAN and bank details if we do not already hold them. What we agree is due is then paid in the payment run it falls due in. There is no automatic approval, and we do not put a clock on this — claims are dealt with in the ordinary course, and we will tell you if something is holding one up. If we cannot pay part of what you claimed, we will tell you which part and why.

Timing. We pay in runs, on the payment run cycle published in Schedule A. Once a claim is with us and settled, we will not hold a qualified amount past the run it falls due in for any reason other than the minimum payout below, or PAN and KYC we have asked for and not received.

Method. Bank transfer (NEFT, IMPS or UPI) to an account in your own name is our normal method. Where that is not practical we may pay by cheque, or in cash against a signed receipt. We will not pay into a third party's account.

Minimum payout. If your total unpaid balance is under the minimum payout in Schedule A at the time of a run, we may hold it and add it to the next run. A held balance is money you have already earned and are still owed — the minimum defers a payment, it never cancels an amount. We will pay a balance below the minimum regardless once it has been outstanding for the small-balance force-release period in Schedule A, or when your participation in the programme ends, whichever comes first.

PAN and KYC. Before your first payment we will ask you for your PAN and basic identity and bank details, and for an organisation, its registration and PAN. We may ask again later if our records need refreshing or the law requires it. We cannot pay you until we have these. If we still cannot pay you once the unclaimed-amount lapse period in Schedule A has run from the day an amount qualified, because you have not given us what we need — and we have asked you at least twice — we may treat that amount as lapsed.

Tax. Where Indian law requires us to deduct tax at source before paying you, we will. Referral payments of this kind are commission or brokerage, which falls under Section 194H of the Income-tax Act, 1961. We do not print rates here, because they change. We deduct whatever the law requires on the day we pay, we pay it to the government against your PAN, and we issue you the certificate (Form 16A) for what we deducted. Anything further you owe on this income is between you and your own tax adviser — we do not give tax advice.

8. Taking amounts back (clawback)

We may cancel an amount that has not yet been paid, and recover an amount we have already paid, if any of the following happens:

Refunds, reversals and cancellations inside the settlement window are handled by the window itself — that is what the window is for, and in the ordinary case nothing has been paid yet. Chargebacks and fraud are different: a chargeback can arrive months later, and fraud can surface at any time. For those two, we may act at any time, including after the window has closed and after we have paid you.

Recovering an amount already paid. We will first set it off against your next payment. If there is nothing to set it off against, we will write to you and ask you to return it within fifteen (15) days of our notice. We will always tell you which church and which amount we are talking about.

We will not claw back an amount simply because a church stopped subscribing later on. A church that pays, stays past the settlement window, and leaves six months on is a referral that worked.

9. How you may and may not talk about Nlarj

Talk about Nlarj honestly, to people who would genuinely want to hear about it. That is all we ask. Specifically:

Please do not:

• send bulk or unsolicited messages, emails, SMS or WhatsApp broadcasts, or post your code repeatedly in groups where it is not welcome;
• say Nlarj does something it does not do, or describe features we have not built;
• quote prices, plans, discounts or offers of your own. Pricing comes from us. If you are asked, point the church at nlarj.app or at us;
• suggest that a church, denomination, organisation or person endorses Nlarj when it does not;
• use Nlarj's name, logo or screenshots to make it look as though we published your material, or run paid advertising using our name or brand;
• register domains, social accounts, or app listings using our name or anything close to it;
• promise a church anything on our behalf.

Never claim a role you do not have. Do not say or imply that you work for Nlarj, represent Nlarj, or are authorised to act for Nlarj when you do not. If you are asked what your role is, and your only connection to us is your referral code, the honest answer is: "I am not from Nlarj. I get a thank-you payment if a church I introduce signs up." Say that plainly, especially if you introduce churches as part of your work.

If you genuinely do work for us, say so — do not read that script. Some referrers really are our employees, our interns, or candidates doing an assessment for us. The rule above exists to stop people passing themselves off as company representatives; it was never meant to make staff deny a true thing. If that is you, disclose it. Say what is true — "I work for Nlarj", or "I am doing an internship assessment with Nlarj" — and say the payment part too: "and I get a thank-you payment if a church I introduce signs up." Both halves, before the church decides anything.

Disclosing your role changes nothing else in this Section. You still may not quote prices, promise a church anything, sign or accept anything for us, or collect money. Working for us is a fact to disclose, not authority to commit us — what you may actually do in your role is set by your own agreement with us, not by this programme.

Breaking this Section is grounds for cancelling amounts (Section 6) and ending your participation (Section 12).

10. You are not our employee, agent or partner

This is important, so it is stated on its own.

• Taking part in this programme does not make you a Nlarj employee. It creates no job, no salary, no benefits, no provident fund, no gratuity, no leave and no notice period.
• It does not make you our agent. You cannot sign anything for us, accept anything for us, collect money for us, make promises for us, or bind us in any way.
• It does not create a partnership, joint venture, franchise, distributorship or exclusive territory. You have no exclusive right to any church, area, district, denomination or organisation, and nothing stops us from approaching any church directly, working with other referrers, or paying someone else for a church you also spoke to — subject only to Section 3, which decides who gets paid.

You take part on your own account, at your own cost, and you pay your own taxes.

Never collect money from a church for Nlarj. We invoice churches ourselves. If a church offers to hand you a subscription payment, refuse it and tell us.

11. What you can see about a church you referred

You will see, for each church you referred:

• the church's name; and
• the referral status — whether it has signed up, whether it is still inside the settlement window, whether it has qualified, and whether we have paid you.

That is all. You will never see, and we will never tell you:

• what the church pays us, which plan it is on, when it renews, or anything else about its billing;
• the names, phone numbers, email addresses or any other details of the church's pastor, staff or members;
• anything the church, its leaders or its members do inside the app — attendance, giving, prayer requests, groups, events, messages or any other church data.

A church's information belongs to the church and its people, and under the Digital Personal Data Protection Act, 2023 we are accountable for keeping it that way. Introducing a church to us does not give you any window into it. If you want to know how a church you referred is getting on, ask the church.

One thing goes the other way. When a church types your code during registration, we show the church your name, so it can check it has the right person before finishing signup. If you do not want your name shown to churches, do not take part in this programme.

Your own information is handled as described in our Privacy Policy. We keep payment records for as long as Indian tax and company law requires us to.

12. Changing, pausing or ending the programme

We may change these Referral Terms, publish a new Schedule A (Section 5), pause the programme, or end it altogether. We may also end your own participation, with notice, if you break these Referral Terms or for any of the reasons in Section 2.

When that happens:

• Amounts that had already qualified under Section 4 before the change or ending are still paid to you, at the rate fixed on their qualification day, in the ordinary payment run. We do not cancel work that was already complete.
• Referrals that had not yet qualified do not qualify afterwards and nothing is payable for them. A church sitting inside the settlement window when we end the programme does not become payable.
• The one exception is fraud. If your participation ends because of fraud under Section 8, nothing is paid and everything already paid may be recovered.

If we publish a new Schedule A, the new values appear on the Refer & Earn screen and at the address in Section 5, take effect on the notice Section 5 requires, and apply only to referrals and qualifications from then on. If we change these Referral Terms themselves in a way that materially affects what you are owed, we will tell you before it takes effect.

13. Limits on our liability

We are liable to you for the referral amounts properly due under these Referral Terms and nothing beyond that. We are not liable for income you expected but did not earn, for churches that did not sign up, for churches that signed up without entering your code, for time or money you spent promoting Nlarj, or for any indirect or consequential loss. Nothing in this Section limits any liability that cannot be limited by contract under Indian law.

14. How this fits with our other agreements

These Referral Terms cover the referral programme only. If you also use Nlarj as a member, as a Church Admin, as a Biblical Guide or as an employee, those relationships are governed by their own agreements — the Terms and Conditions, the Community Guidelines, the Counselor Service Agreement and the Employee Agreement respectively — and this document does not change any of them.

Where these Referral Terms and the Terms and Conditions conflict on a referral matter, these Referral Terms apply to that matter.

15. Governing law and jurisdiction

These Referral Terms are governed by the laws of India. The competent courts at Ananthapur District, Andhra Pradesh, India have exclusive jurisdiction over any dispute arising out of them.

16. Contact

• Referral programme questions and payment queries: referrals@promisedlandlabs.com
• Grievance Officer (IT Rules 2021 Rule 3(2)): Ruth Sumanchupalli, Promised Land Labs Private Limited, legal@promisedlandlabs.com, 6/1019, GUNTAKAL, Guntakal, Guntakal, Ananthapur- 515801, Andhra Pradesh, India. Acknowledgement within 24 hours; resolution within 15 days.
• General support: support@nlarj.app

If any part of these Referral Terms is inconsistent with Indian statute, the statute prevails.